Welcome to Klein Insurances

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, www.kleininsurances.com or interact with our services. By using our website, you consent to the practices described in this policy.

1.Information We Collect :  We may collect the following types of information:   - Personal Information: Name, email, phone number, address, date of birth, Social Security Number (for insurance applications), and payment details.   - Non-Personal Information: IP address, browser type, device information, cookies, and usage data (e.g., pages visited, time spent).   - Third-Party Data: Information from partners (e.g., credit bureaus) to process applications.  

2.How We Use Your Information :   We use your data to:   - Provide quotes, process applications, and manage policies.   - Communicate with you (e.g., policy updates, promotional offers).   - Improve website functionality and user experience.   - Comply with legal obligations (e.g., fraud prevention, tax reporting).   - Personalize marketing (e.g., email campaigns, targeted ads).  

3.How We Share Your Information : We do not sell your data. We may share it with:   - Service Providers: Insurers, claims processors, payment gateways, and IT support.   - Legal Authorities: To comply with laws, court orders, or government requests.   - Business Transfers: In mergers, acquisitions, or asset sales.  

4.Cookies and Tracking Technologies  Cookies : We use cookies to remember preferences, analyze traffic, and deliver ads.   - Third-Party Tools: Google Analytics, Facebook Pixel, and advertising partners.   - Opt-Out: Adjust browser settings to block cookies or use tools like the [ Opt-Out](https://optout.networkadvertising.org/). 

5.Your Rights Depending on your location, you may:  

- Access, correct, or delete your data.  

- Opt out of marketing communications. 

  - Request data portability.  

- Withdraw consent (where applicable).  

To exercise these rights, contact us at KleinInsurances@gmail.com or T. (216)-703-3389 

6.Data Security : We use encryption, firewalls, and access controls to protect your data. However, no online method is 100% secure. 

7.Children’s Privacy : Our services are not intended for users under 18. We do not knowingly collect data from minors.  

8.Third-Party Links : Our website may link to external sites (e.g., insurers, payment processors). We are not responsible for their privacy practices.  

9.Policy Updates :We may update this policy. Changes will be posted here with a revised Last Updated date.  

10.Contact Us :  For questions or concerns:  

- Email: KleinInsurances@gmail.com 

  - Phone: . (216)-703-3389  

- Jurisdiction-Specific Disclosures  

- California (CCPA): California residents may request disclosures about data collection and opt out of sales (though we do not sell data).  

- EU/UK (GDPR): EU/UK users have additional rights under GDPR.

Contact us to request a Data Protection Officer (DPO). 

Thank you for trusting Klein Insurances with your protection needs.